The first day of the seminar “Success in life. Profession success. How are they achieved together? It's both fun and exciting at the same time. As if I'm in a hurry for a date, and not for a serious seminar. I'm on my way to meet the Master who breathed life into the genius method of family constellations. Bert

Chapter 7. Secrets of Destiny Control: Prosperity, Success, Wealth Constantly check your thoughts for their conformity with the desired goals. As we think, so we live - this idea is at the heart of Joseph Murphy's system. It is our thoughts, as well as attitudes and

What causes financial inequality? Why is this topic covered? In order to show already with examples, well, not even mine, but the examples of my male clients. That is, what these tough life positions lead to, masculine principles that are written in the men themselves, that

1. Buy only the things you really need
   Awareness of their real needs and the ability to live with them in harmony is an invaluable skill for every person. Although this characteristic is rather not financial, but philosophical.
2. Spend less than you earn
   It may be banal and boring, but no one has repealed the law of conservation of energy. Nothing is taken from nowhere, nothing is lost without a trace.
3. Make sure you can pay for your purchases
   Surprisingly, poor people are sometimes much more wasteful than wealthy people. Only those people who are never threatened with wealth can afford to buy a smartphone of the latest model or a car on credit, spend the last money on a fashionable new thing or vacation abroad.
4. Have patience
   As soon as your efforts begin to bring the first results, and your bank account becomes overgrown with zeros, you will immediately have a desire to reward yourself and go all out. Have patience and remember that going downhill is always easier and faster than going uphill.
5. Use automatic accumulation programs
   You can't spend what you don't already have. You will not be able to forget to make another deposit to your account if it has already been done for you. Therefore, try to use a special service available in many banks, which independently puts a certain percentage of your salary into a savings account.
6. Pay off your credit card debt as quickly as possible
   It is very convenient to be able to buy a little more than you can afford at the moment. But this possibility corrupts your brain, instilling confidence in the limitlessness of your wallet. You gradually get used to living in debt, and a happy bank charges you its interest.
7. Use time to your advantage
   The sooner you start saving, the better. If you make your first deposit at age 20 or 30, you will already have a solid financial cushion in the middle of your life, protecting you from shocks.
8. Realize that money can't buy happiness
   At the start, you must first correctly determine. If you want to become rich in order to win love, recognition and happiness, then you may be in for a surprise. The really important things don't have a price tag.
9. Get ready for surprises
   Life is amazing and full of surprises, sometimes unpleasant. Now you are full of strength, health and make plans for the future, and somewhere around the corner Annushka is already buying sunflower oil in the store. A well-timed financial stash will allow you not to slip, and if you have already fallen, then quickly get up.
10. Determine your actual salary
    If you have a decent salary, but at the same time, on which you pay interest, then you need to rely on planning exactly on the amount that remains after all the deductions. Sometimes it turns out that a person with a huge salary is actually poorer than a modest low-level worker who does not have any debts.
11. work hard
    If you are accustomed to relying only on your own strength, if you are accustomed to overcome obstacles, then no troubles or life circumstances can stand in your way.
12. Find a second job
    This will not only allow you to accumulate the required amount faster, but also make it impossible to make unnecessary expenses. You simply will not have time and energy for all sorts of nonsense.
13. Don't be afraid to set big goals
    Most people do not set themselves big goals and do not strive to go beyond their current capabilities. Try to look a little ahead and set yourself goals not for tomorrow, but for a much more distant future. Big goals provide a great incentive for growth.
14. Improve your financial literacy
    Today you can often meet people who are brilliant specialists in their chosen profession, but absolute ignoramuses in finance. Do not be lazy to set aside special time to get at least minimal information about all these rates, interest, deposits and loans. In the future, this can get you a huge amount of money.
15. Do what you like
    If you work with pleasure, and not just for the purpose of accumulation, then your life will be much happier and richer. It's a paradox, but in this case, financial goals are also easier to achieve.
16. Set a price for yourself
    You will constantly be faced with the fact that the people around you will underestimate your value. Some do it to buy you more profitably, others just for the sake of self-affirmation. Your task in this regard is to know exactly how much you are worth and not make concessions.
17. Make money work
    Just putting aside a penny every day and hoping to become a millionaire after a while is hardly reasonable. Your money should also generate income.
18. Invest in yourself
    Without constant education and self-development, you will never stand out from the crowd and will not be able to achieve anything. Every coin spent on your education will bring you the biggest dividends in the future.
19. There is a way out of any situation, most often even several
    Be flexible and inventive. Most barriers are only a product of our consciousness and crumble into small pieces, as soon as we get closer to them.

These are the basic rules of financial well-being that you will need in life. Of course, their implementation does not guarantee that you will become a millionaire. But, on the other hand, you can accurately predict that neglecting them will prevent you from becoming a rich person. So it's better to read and remember.

The secrets of financial well-being are what any person who wants to change his life and improve his financial situation needs to know. In fact, you can only hearthat happiness is not in money, that in part, right. But there is another side to this statement.

If we fully assume that happiness is not in money, then what about a person who has a bunch of loans hanging around his neck, hungry mouths go around the house, there is no permanent housing (you jump from place to place). In such situations, you begin to get angry at the whole world, you become nervous and embittered, you break down on relatives and friends. Then you begin to understand that money may not make you happy, but its presence makes it possible to solve 95% of the problems that make a person unhappy.

So it turns out that it is simply necessary to know the secrets of financial well-being, if only simply because not to become completely unhappy. What are these secrets and how to become a financially prosperous person will understand further.

The main secrets of financial well-being

Before starting to figure out how to become financially prosperous, let's look at the main secrets of financially successful people who have already achieved a positive financial result in their lives.

1. Believe in yourself

Faith in yourself and in your own strength is already half the success. Without it, no one has yet managed to become a financially prosperous person. Start yours by boosting your own self-esteem and self-confidence. Eliminate all negative beliefs that you can find in yourself, and sincerely believe that you will succeed. In addition, others always see in a person what he thinks of himself. Therefore, if you think that you are a failure and you will not succeed, then do not be surprised why others think the same way.

1. Set for success

A person, as a rule, gets what he thinks about and what he tunes in to. His thoughts determine his actions, therefore he receives only what he thinks about and sincerely believes. Always remember that positive thinking is the key to achieving financial well-being. And, if you are, then you will definitely have a lot of money.

1. Give up imposed stereotypes and attitudes

From childhood, we are taught that

• money is evil;
• all rich people are crooks, swindlers and thieves;
• money brings bad luck;
• only those who have a good start can become rich - inheritance, connections, help from the rich;
• money is hard to come by;
• You can't take money with you when you die. This is not a wealth to be accumulated;
• You can't earn a lot of money by honest work;
• money spoils a person, etc.

All these internal installations never . Change your attitude towards money, and you will definitely achieve financial well-being.

1. Study, study and study again

This is almost the most important secret of financial well-being. Without the necessary knowledge and skills, the ability to use them in practice, no one can be a financially prosperous person.

1. Wise use of your own time

They never spend their time in front of the TV and do useless things either in real life or on the Internet. They read a lot, constantly learn something new and develop themselves, know how to set priorities correctly and do only those things that will bring them benefit in the future.

1. Healthy lifestyle

A poor person pays his attention to health in the very last place, only when he is already completely pressed. Which, first of all, leads to high costs for treatment, and secondly, to a decrease in efficiency and energy. Accordingly, the expenses of a sick person begin to grow, and incomes fall.

Money and health is a special kind of energy that attracts its own kind. That is why they are attracted to each other. A financially prosperous and successful person pays special attention to health and has a tremendous capacity for work, which simply attracts money.

1. Proper management of your personal finances

All financially prosperous people know what money is and know how to handle it. They know how to competently manage their personal finances, they conduct, and their personal financial plan, both for the short term and for the long term, they constantly analyze them.

This allows them to better navigate their income and expenses. They know where and why they spend money, as well as where this money comes from. This gives them the opportunity to take the necessary measures to optimize their expenses and increase their income in a timely manner.

1. Getting rid of bad financial habits

Rich and successful people are well aware that their financial habits require huge financial outlays. They constantly analyze them and take concrete and real actions to destroy them. And also, they constantly improve themselves and try to acquire as many good habits as possible that help them become a financially prosperous person.

1. live within your means

A financially prosperous person constantly analyzes his finances and never spends more than he earns. Such a person will never, in order to satisfy his whims or just to be "like everyone else", take loans and borrow money from friends and relatives.

1. Implementation of your ideas and capabilities

A loser is not a person who has not achieved anything in his life, but one who had the opportunity to do something, but did not do anything

Unlike a poor person, a financially wealthy person has a very enterprising character and lives according to the principle: invented - thought - did - did not work out - saddened - redone - turned out - bored - came up with something else, etc.

They are not afraid to leave their comfort zone, take risks, make mistakes and lose, knowing full well that this is not a defeat, but an integral part of success and a good lesson that will bring much greater benefits in the future.

1. Communication with successful people

“Surround yourself with only those people who will only pull you higher. It’s just that life is already full of those who want to pull you down.”

George Clooney

“With whom you behave, you will get it” - this folk wisdom perfectly reflects the essence of financial well-being.Unfortunately or fortunately, depending on who you “behave with”, the human psyche is arranged in such a way that it simply automatically copies the behavior and lifestyle of the person with whom he communicates, trying not to be a black sheep and become better. Therefore, communicating with the successful and rich, a person begins to think and act the same as they do, which helps him achieve his financial goals.

1. Investing and creating sources of passive income

The concept of "reliable" work does not exist. No one will give you a guarantee that you will not be fired tomorrow. Either you get sick, or, God forbid, become disabled. What then? You will simply be left without a source of livelihood, and you will simply have nothing to live on.

There is active income today, but tomorrow it may not become due to some force majeure, and passive income, after its creation, will no longer require you to actively participate. Therefore, investing and creating is the only way to achieve financial well-being. This is what can give a person financial stability and confidence in the future.

1. Income diversification

Having one source of income will not make a person successful and rich. To become financially prosperous you needfirstly, regardless of the presence of active income, have a passive income,and secondly, there should be several sources of passive income.

If you have only one source of passive income and in case of force majeure you lose it, then in the absence of it, you will be left without a livelihood. Therefore, do not invest all your savings in creating one source of passive income, initially start investing your funds in several sources.

How to become a financially prosperous person

To become financially prosperous, it will be necessary to work on two sides: psychological and physical.

Change psychological side involves conducting a complete introspection, working out your personal qualities, identifying their shortcomings and eradicating everything that interferes with financial well-being.

And under physical changes means the application of specific actions to improve their financial condition.

Now let's take a step-by-step look at what needs to be done to become a financially prosperous person.

Step 1. We tune in to success and financial well-being

The very first thing to do is to believe that you deserve to be rich and that you can achieve financial prosperity. This is very important, because without faith in yourself and your own strengths, you simply cannot become a financially prosperous person.

Step 2. Set a realistic and specific financial goal

We conduct a complete introspection and determine for ourselves what exactly you want to achieve. Your financial goal should be realistically achievable and defined by specific numbers with clearly defined deadlines for achieving it.

Step 3. Create your personal financial plan

After you have set yourself up for success and decided what you specifically want to achieve, you will need to draw up your personal financial plan, both short-term and long-term. A short-term financial plan is drawn up for a period of up to one year, and a long-term one - from 5 years or more.

There is also a medium-term financial plan, which is usually drawn up for a period of 1 to 5 years. But you can not fool yourself with this, just step by step write out a plan for up to a year and from 1 year or more. While you achieve your long-term goal, life will turn out differently for you, which, accordingly, will require you to make the necessary adjustments to your financial plan.

Step 4: Improve your financial literacy

Today, most people in our country are absolutely financially illiterate. This does not mean that they are stupid fools. It simply means that they don't know what money is and how it works. Therefore, in our country there are so few truly financially secure and wealthy people.

Be sure to start doing your own financial self-education. Read specialized literature, attend various thematic seminars and trainings, look for information on the Internet on specialized portals and websites.

Step 5. Change your social circle

The environment of a person greatly influences his way of life, actions and deeds. If you start communicating with more successful people, then you will begin to live and act differently, your thinking will change, which will have a very positive effect on your financial situation. In addition, you will gradually be able to adopt healthy financial habits from them that will significantly improve your financial situation.

Also, find yourself a mentor. Go to your goal on your own, of course, courageously. But you will achieve financial well-being much faster if you follow the advice of a person who has already become successful and rich. This will help you avoid many of the mistakes that all beginners make.

Step 6. Take control of your finances

To become a financially prosperous person, it is simply necessary to learn. You need to start keeping a strict record of your income and expenses, draw up a budget, plan expenses, analyze your financial expenses in order to know and understand where the money comes from and where it goes. So you can take strict control of your expenses and significantly reduce them, which will definitely have a positive impact on your budget.

Step 7. Be patient and start investing

By investing, you create a passive income that ensures a comfortable existence, regardless of whether you work or not. And this is the only way to become financially prosperous person. You will not see a positive result immediately, usually this happens only after a few years. So just drop all fears, be more patient and start creating sources of income, not one, but several.

No matter which source of income you choose, the important thing here is the ability to overcome difficulties and endure trials. Whatever happens, you must persevere and persevere until the very end, until you achieve the desired financial well-being.

You must initially understand that becoming a financially prosperous person will not work quickly. This will take long and hard work. But, if you apply the secrets of financial well-being to yourself, then you will achieve the desired result much faster.

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