How to get out of poverty. How to get out of poverty? Rules for rich people How to get out of poverty and become rich

In order to determine specific goals and ways of how to get out of poverty for a woman, first we will analyze what are the foundations of poverty.

To a greater extent, poverty is an attitude in your head. You can object by putting forward the argument that society provokes you to poverty, that certain conditions have been created (and, of course, not by you yourself) that you cannot cross or cannot yet, because you owe someone, you are obliged, this too hard, not for you, you are different. These and other words of justification are heard everywhere.

First, it will be important to note that the attitudes that later influenced our perception of reality were always laid in our heads. This was especially pronounced in unfavorable families, families with low income, or in families where the money was acquired through overwork. There are rare cases when negative attitudes about money and abundance developed in favorable families in order to accustom children to discipline, modesty and order. It is important for you, as future or current parents, to remember that you should not categorically introduce into your head little man thoughts such as “money is evil”, “money causes all problems”, “you can’t ask for money”, “rich people are evil and unhappy (based on“ the rich also cry), “money is dirty (dirt)”, “ only make money hard work».

I’ll immediately dispel the last myth with the words of Steve Jobs: “When someone doesn’t have enough money, he runs to earn money, and when I don’t have enough, I sit down to think.” We are accustomed, or it is so genetically laid in us, that money can only be earned by physical labor, that if we get it with blood and sweat, it will cost something and mean something. There is an opinion that supposedly only thieves make money easily and still get pleasure from it. However, this is complete nonsense.

A particularly interesting myth has developed around the female half of society. How can a woman live in this world ruled by men? That's right - get married well. This was due to the centuries-old tradition, when men really got food (primitive society), and then earned money, and there was no place for a woman in that world. Getting out of poverty was the main task of every woman. Live in prosperity, warmth, with children, in comfort, at home and in prosperity. But, since the world has changed a long time ago, women now have a place in it, far from being the last. This is where feminism comes into play. Let women still not have access to all areas of activity, but you need to start with the most important one, which is available to everyone - education. A specialist in his field, no matter a man or a woman, is always in demand. Of course, as a cleaner, you won't achieve first-class results and get out of poverty unless you open your own cleaning company. Think with your head - that should be your main motto. Learn to develop connections, organize the field of activity and like-minded people in it, generate ideas and create something unique. Climb to those heights that only smart and sensible people can climb, then no poverty will be a heavy stone around your neck.

Download this material:

(No ratings yet)

Imagine a person who has no education or even a secondary qualification, and who is forced to work two or three low-paid jobs in order to support his family. He (or she) is literally working hard.

Or he has only one job - at a local factory. And he is lucky that he has at least one - it's just that there is no other in his city, or anywhere nearby. But the salary has not been paid since last September. In order to simply physically survive, he is forced to dig in the garden, as people did thousands of years ago. Even if he has free time, he has absolutely nothing to do, except perhaps drinking low-quality alcohol and communicating with people who are in exactly the same situation as he is. Demoralized people often blame everything and anyone except themselves for their plight: “what can I do”, etc.

He has neither time, nor strength, nor money, nor ways, nor an example for development. He is not able to create a higher surplus value and is not able to learn it. He has nowhere to get ideas about a better life He just has no idea how it's done. He almost never saw people who live differently. Every day of his life pulls him down physically and mentally.

And then, "suddenly," disaster strikes. The plant is closed, which for some time by inertia survived thanks to the junk cheapness of unskilled labor. But now he cannot compete with modern high-tech industries somewhere in China, Taiwan or the United States.

All the lid is closed. This is the poverty trap.

Hopelessness or a reason to act

But why, in fact, is this a "trap"? Maybe it's just hopelessness that deprives you of strength and the will to act? Demoralized people often blame their plight on anything and anyone except themselves: “what can I do,” etc.

Not so simple. In fact, the poverty trap has powerful and cruel mechanisms that you need to know in order to have a chance to beat it. It is necessary to immediately make an important reservation: "poverty", by and large, has nothing to do with property status, and is not a label, much less an insult.

If a poor person ever has a small amount of hard-earned money, it is usually too small to make any investment. And in countries with widespread poverty, there are also no developed retail investment mechanisms/institutions. But most importantly, there are no even minimal necessary knowledge about investments and basic financial literacy and culture. Money doesn't work for the poor.

Financial expenses: who and how much

Did you know that the life of a poor person costs him much more than a rich man?

The poor spend more money per unit of any food they consume because they are unable to buy it in bulk or in bulk, or in advance, or at the right time, or at the right place [out-of-town hypermarket].

The poor spend more than just a unit the same products, but also for the performance of each function, as they are forced to buy cheaper, poor-quality things that fail faster [remember: "we are not rich enough to buy cheap things"]. The poor are not able to plan their lives, so they usually cannot buy tickets, travel and other services in advance - and therefore buy them more expensively.

When it comes to loans, the poor generally pay a fabulous price: rates, direct and hidden, on consumer, pawn and "salary" loans often reach effective hundreds and thousands of percent per annum.

It turns out that the poor are really shamelessly exploited? Is Marks still alive?

And again, not everything is so simple. In reality, it is the poor who inflict almost the greatest economic damage on themselves.

Save or spend?

Another fundamental reason why a "poor" person parted with money much more easily and thoughtlessly is the apparent meaninglessness and aimlessness of savings.

The phenomenon of impulsive buying is widely known, actively used by marketers of consumer goods. But few people know that the most impulsive buyers are poor people who, consciously or not, use such purchases to cheer up, buying mostly practically useless cheap things, because they are not able to afford expensive useful things. This is a well-researched fact on which numerous advertising campaigns are built.

Another reason why the poor spend money on meaningless or at least not very necessary acquisitions is the desire to raise their visible social status in some way. This is an understandable, very human, inherently teenage desire to stand out or console yourself in any way possible. Buy an iPhone, even if you are a student living in a hostel, or borrow a better car than a work colleague, more fashionable jeans, or just another bright blouse.

This is how the elements of “conspicuous consumption” arise, which the rich do not allow themselves. Often, unfortunately, such desires reach the point of absurdity, as in stories about beginning "businessmen" from the 1990s, who had an old Mercedes, but were forced to sleep in it, because there was nowhere else to live.

Finally, another, fundamental reason why a "poor" person parted with money much more easily and thoughtlessly is the apparent senselessness and aimlessness of savings. The poor man knows, or rather thinks he knows, that he will never be able to save up for a good house or to educate his children at Harvard. He just can't imagine what it's like to have your own house by the ocean. There is a reciprocal protective feeling of rejection and a desire to "live at least a little right now."

The poverty trap really holds and drowns those who are in it - the further, the more. As a result, it turns out that “money goes to money”, and “it will be taken away from the poor”. That's how it works, and no religious mysticism. At all times and throughout the earth.

Someone, of course, earns a lot of money by robbing those who have fallen into the trap of poverty. And getting richer. But much more money and much more opportunities are lost to everyone - on both sides of the trap. Because the poverty trap is not a zero-sum game, but a diminishing-sum game. The poor are getting poorer, and the amount of money that can be made from them is rapidly decreasing. This is not a win-win, not even a win-lose, but a lose-lose situation. And this, as a rule, is incomprehensible or militantly ignored by those "rich" who build their income on the poverty trap.

The phenomenon of poverty in other countries

All of the above is a well-studied and described socio-economic phenomenon. The spending patterns of the poor are strikingly different from those of the rich, and not just in terms of the percentage of spending on food and basic necessities. Moreover, entire global industries are built on this phenomenon. If this is hard to believe, then to understand the scale, remember at least how the global financial crisis 2007-2008: with subprime mortgages in the US, that is, with low-quality housing loans. In other words, from housing loans issued to those who could not afford them. The poor.

The phenomenon of the poverty trap is most developed in several well-known regions: Africa, Asia, Latin America. However, in the territory former USSR this phenomenon is perhaps the most widespread and systematic due to the fact that millions of people at the same time for almost a century full of tragedies and catastrophes are in conditions of poverty, aggressively implanted by the state system.

Let's take another analogy.

So, a person trapped in poverty is a person living in an isolated world of his own kind, with absurd "logic" and rules that are hostile to new ideas and external environment. He is not able and does not seek to create and develop. He is prone to bouts of "conspicuous consumption". He regularly makes self-destructive economic decisions. Therefore, his daily life leads only to a deeper isolation and soon leads to the destruction of this closed, artificial little world itself. The catastrophe, the destruction of his world, due to his limited outlook and distorted thinking, as a rule, comes "suddenly".

One to One: The Poor and the Oligarch

Now try instead of the words "a person trapped in poverty" substitute the word "oligarch" and re-read the previous paragraph.

Yes, that's it. An "oligarch", unlike a real entrepreneur, is a person who has not ceased to be poor. He thinks and acts like a poor man, and therefore all he can do is only to plunge more and more people into the trap of poverty. The global financial crisis of 2007-2008 began with subprime mortgages in the United States, that is, with low-quality housing loans. Issued to those who couldn't afford them. poor

Now look at a country [or countries] where scientists, education, and health care are not mentioned in the news or in government programs, if any. The nominal per capita income is like in a third world country, and the real one is like in Central Africa. 75% of the territory has never had gas, electricity or roads. But on the other hand, the concentration of Bentleys and Maybachs in the capital is several times higher than in Washington, and almost as high as in Nigeria or Zimbabwe. And useless and exorbitantly expensive spectacles such as the Olympics or the World Cup are a “pride”.

Yes, these are entire countries that are bogged down in the trap of poverty and continue to confidently plunge into it. Entire countries made up of people who are also stuck in the trap of poverty - and in their blindness they believe that each of them has its own special history.

It is difficult to pull an entire country out of the poverty trap. To do this, you need to start with every person, and with every business.

According to materials:

Making ends meet, people try to provide themselves with basic necessities, and often even this is very difficult to do. When you find yourself in a similar situation, you understand how difficult this lifestyle is: when you live from paycheck to paycheck, it is more like survival than life. But every problem has a solution. Today we will share 5 steps you need to take to get out of the vicious cycle of poverty.

1. Start with a budget

Have you ever been in a situation where you couldn't remember where all your money went? Planning future expenses, budgeting will allow you to systematize expenses, and you will not spend money on unnecessary things. Budgeting will make it possible not only to save, but also to save money. Saving money is necessary not only in order to make an expensive purchase, but also to create a kind of airbag in case of an emergency, for example: for car repairs or a boiler breakdown.

Also, cost planning provides an opportunity to track the trend of expenses, which will reduce spending on unnecessary purchases. When you find those products or services that don't add value but are money grabbing, you can save money by removing them from your shopping list.

2. Find a way to earn more

If your current job doesn't bring in enough money, and there's nothing to save on, then you need to find ways to increase your earnings. The first option might be to get a second job, which will help you earn extra money. But there will be much less time for entertainment and recreation. Refresher courses can also help, where you will acquire new knowledge and be able to take another, more highly paid position. And, of course, the third option is to change jobs. If there is a vacancy where you will be paid more and giving you prospects, then the best option would be to get a new job and work there. Remember that any changes in life will only benefit. Most importantly, make all decisions wisely.

3. Learn to save

During times of financial hardship, saving money is a top priority. You can simply save a certain amount as a safety net for a rainy day. This is the easiest way. You can also open a savings account with the ability to deposit money, but you will not be able to withdraw it during the selected time period. Try to look for various promotions, use services with cash backs - this is a real way to save money. And at some point, you will find that you can make a purchase with refundable funds. Also, when buying a certain product, make sure you get it at the lowest price: today there are many websites that list prices for a specific product in various stores.

4. Stop using your credit card

If you want to stop living in debt, then stop creating debt. And the first step is to stop using credit cards. Just lay them out of your wallet and then block. Many people live and hope for this money which does not belong to them; spending money that they can't repay. Instead of constantly spending, start saving money. You may have to tighten your belts at first, but soon you will have an amount due to which you will gain financial freedom.

5. Get out of debt

In order to get rich, you have to deal with debts and hateful interest. Fortunately, the yard is not dashing 90s, so that many owe interest not to brothers, but to banks. But in some way only the name of the oprichnina has changed. Create a payment plan, find another source of income that will bring extra money. Focus on paying off one debt, then move on to another. But do not try to embrace the immensity and do not promise all creditors lump sum payment which will get rid of debt. Unless you hit the jackpot at the casino or bought a lucky lottery ticket.

6. What needs to be done after the financial situation improves

1) Always keep your budget in mind
Budgeting for the month is your best way to stay financially stable and stay out of debt again. As soon as the financial situation improves, it may be tempting to stop planning expenses and go beyond the budget. But you don't have to do that if you want to maintain stability.

2) Do not confuse wants and needs
We often make the mistake of confusing desires with true needs. For example: food, water, a roof over your head - these are human needs that we strive to satisfy. But expensive branded clothes, dinner in a restaurant and the best Italian bathroom tiles are our desires. You must soberly assess your capabilities and understand whether they are commensurate with desires.

3) Find multiple sources of income
The best way Earnings is a passive income in which you receive money without much effort. You can rent out the premises, if available, or work as a freelancer. There is also the option of getting a second job. But remember about the rest and accept the fact that there will be much less free time.

4) Be aware of unexpected expenses
Life is unpredictable, but you have to be ready for anything. We do not plan when to get sick, and going to the doctor can cost a pretty penny. Unexpected expenses will arise throughout life, but you can prepare for them by forming an emergency reserve just in case of such “cataclysms”. A certain amount, which you can use only at the moment of acute need, should always lie “under the mattress”. You may not be able to spend it just like that, but you will know that you have a financial airbag for any unforeseen event.

There are an incredible number of books on this subject. And almost every person sooner or later asks this question. And when the issue is not resolved, then darkening emotions, such as envy, greed, or senseless hoarding of material values, give way to it.
The ancient texts say that wealth, beauty and intelligence are the main indicators that a person has good karma.
But to be precise, I would like to talk about how not to become a beggar.
I was born into a wealthy family, but after graduating from school because of the desire for independence, I refused any help from my parents. Having entered the institute, even despite the increased scholarship, I experienced all the horrors of a beggarly and hungry life. Due to the specifics of our institute, I had to spend a significant part of the scholarship on supporting my studies. necessary materials such as paints, canvases, brushes and so on. As a rule, in those days they were sold by speculators at inflated prices, for example, one sheet of Whatman paper cost 12% of my scholarship. There was very little money left to live on. For the first time, I felt and felt on my own experience that hunger is not only an uncomfortable sensation. Hunger is very painful, and it hurts for a long time, until, finally, you still don’t eat. And in this case, you can eat everything, even what has already deteriorated and is not actually food.
Moreover, I noticed how, due to constant deprivation, my consciousness became more flawed. Detrimental because I came to visit empty-handed, because I could not give worthy gifts to my friends, because I often tried to travel to public transport without a ticket and looked around all the way, afraid to fall into the hands of the conductor. I felt humiliated when I got into debt or turned to people for help, knowing that having money, I could not burden anyone, but simply pay for it. My intuition told me that borrowing the services of others is a waste of virtue, in other words, you also have to pay for it with your good karma.
And the most important thing that I noticed is that negative emotions began to steadily arise in me, such as greed, envy and even anger. If I allowed myself to buy something especially tasty, I ate it when I was alone. I envied my friends that they were dressed much more decently and more fashionably than me. I was angry when unlucky students accidentally ate my last canned food hidden for a rainy day or took the things I needed and took with them. They did this because we lived in a hostel and many things also began to be considered common. They were unaware that my material level was very different from theirs, because almost everyone who surrounded me received outside help.
And then I realized that I was a beggar, and not only a beggar financially. The state of constant economy and the fear of losing the latter greatly lowered my spiritual mood, hardened my heart, and it came to the point that I began to be ashamed of myself.
In my free time, I worked, but there was so little free time that I had to leave the institute. But even when my working day became standard, for some reason there was still little money, so little that I didn’t even have enough to buy healthy products and the necessary warm clothes. I mercilessly froze in an old jacket and holey boots, and swallowed saliva, passing by shop windows abundantly lined with products.
Then I started working several jobs. Money has increased, but time has completely disappeared not only for life, but even for rest.
For some reason, the accumulated savings disappeared, either thanks to people who like to profit at someone else's expense, or because of problems with our Russian economy.
For example, there was a period when I had to work 12 hours in a row. Being in the cold, lifting weights, risking my health and even my life, I practically saved up to buy a room in a communal apartment in Moscow. I kept all my money in the bank. During the default, all my savings suddenly turned into a meager amount that a person earned in those days in one day.
It was a terrible collapse of all my hopes. I did not understand how the world works, why it is so unfair and why I cannot become not only rich, but even have a normal enough livelihood.
But one day I was lucky to meet a Spiritual mentor, who very simply and clearly explained to me the rules of the game with the material world.
According to one of the rules, I realized that, even having been born into a wealthy family, which means that at the time of birth I had good karma, but as a result of the fact that my mind was clouded by negative emotions, primarily GREED, my luck to earn money turned away from me. To fix it all, you had to learn to GIVE.
After all, it is not for nothing that there is such a saying: "A person is given two hands so that he receives with his left, and distributes with his right."
Of course, becoming rich for yourself is not a very high motivation, but you can become rich so that our life becomes the most useful for the world.
So the ability to GIVE is also an art. If you go out and distribute money to all the people, they may be happy and even thank you, but will it be of much use?
It's hard to find someone who really needs help. Because the needy are, again, those who were previously or are now overshadowed by the same greed or simply laziness to earn. It is almost impossible to help them, because they will constantly WANT to take. But helping them to listen to your advice is just sometimes necessary. Only when they accept the rules of the game for the desire to work and give will their life really change for the better.
When I opened my own business, some people came to me asking for money, but when instead of money I offered them to work with me at the company, they left in a hurt way. Do you think it is possible to help such people?
And then, feeling their resentment, I nevertheless began to give them money just like that, the experiment also ended in failure. Some of them just started to deteriorate. It is understandable, accepting money from me and not trying to change their mind, they lost their good karma, and more and more approached the world of Hungry Ghosts.
There were also those who said they needed money to go to the Himalayas and meditate. But after all, I also wanted to go to India and wanted to do meditation, but I worked because I knew that this was important for my future practice. Because in order to engage in serious spiritual practice and have a steady mind for meditation, Merits are also needed, and they are precisely accumulated by the practice of Giving. Otherwise, you can sit even in the holiest place in the Himalayas, and instead of steady concentration, just pick your nose and admire the beautiful views of the mountains. As a result, one year, three years, five years will pass, and the person will not change. The light in the soul will not increase, but on the contrary, it will become smaller. And instead of wisdom, arrogance and pomposity will arise. But the thing is that if a person has not taken place in society and cannot even earn money for a trip, then spiritual practice is also unlikely to succeed. Because, as I wrote earlier, this is also very hard and exhausting work.
Of course, there are people who have already engaged in spiritual practice in past lives, and there are those who have many Merits from birth, but, as a rule, such people are visible. They are usually noble, have few desires connecting them with this world, and when they begin their spiritual path, their progress goes very quickly and everything they need appears effortlessly.
But apparently I didn't have enough Merits.
At that time, Tibetan Lamas sometimes stayed at our house in Moscow. Once I told them that I really want to go to India and do spiritual practice. And they were very surprised and said: “Now you are working and making Giving to the Buddhist Sangha, and this is one of the best spiritual practices. Until the conditions are created, you must continue to work and make Giving.”
And I bit my lips and continued to work. And indeed, the day came when I was able to go to India without asking anyone for money and independently of any sponsor to meditate. But to this day, I feel how hard it is for me to practice, how little Merit I have and how little benefit I have brought to people.
Among people who are just starting to practice spiritual practice, there is a strange tendency - when they hear that they need to GIVE, for some reason they immediately pay attention to rich practitioners and wait for them to GIVE something. And if they are not given back, then they reproach these wealthy people with greed and a low spiritual level. For some reason, they cannot immediately understand that they themselves need to GIVE, and not wait for returns from others. And if they have nothing to give, then they just have to go and earn.
Moreover, if we ask for something, but they don’t give us, we shouldn’t rush to accuse such people of greed, maybe we ourselves GIVE very little and we ourselves have absolutely no karmic reason to receive something from others.
I have friends whom I really appreciate. They live in another city and make art. I knew that they were far from rich people. I really wanted to help them somehow, but the paradox was that when they came to visit me, it was at that moment that I had financial difficulties, and I could not decently treat them. It got to the point that even ordinary potatoes burned when I cooked for them and as a result became inedible. And when they left, I again had money, and I could treat other people.
At first this surprised me, but then I realized that, being people of art, they pay little attention to material wealth, and perhaps that is why it is so difficult for them to help. Of course, this is not a reason to refuse to help further, but an interesting example to consider.
So, who is there to help?
I think taking care of my parents as they raised us and helping people in trouble is really good. Victims of circumstances who need help, as well as the sick and infirm, children and the elderly. These are much clearer. If a person had the experience of a prosperous life, has a sound mind, then this is a very good opportunity for him to GIVE.
Moreover, if you really found people in need of help and provided help, it is not recommended to be proud of it, but rather thank God that he gave you the opportunity to make this gift and thereby accumulate Merit. Since any person in this world is a manifestation of Him, and helping people, we serve Him.
Next, consider the special charity organisations that bring real benefits to people. But even among them there are those who too quickly get used to the “manna from heaven” and often money and funds begin to flow for other purposes.
It is very bad to GIVE money or material resources for bad purposes, for something that harms living beings, for something that lowers our consciousness, for example, such as debauchery, alcohol, drugs, etc. We can experience very quick success from such gifts, but the retribution for it will be very bitter. All this connects us with low fates, respectively, leads us to misfortune, and our mind to degradation.
Over time, after trying different options and making a lot of mistakes, I realized something significant, namely, that the best giving is giving to your Spiritual mentor. And not because he needs something, as a rule, good Teachers have already surpassed their base desires and have much more good merit than ordinary people. Simply, by making a gift to a person of a higher spiritual level, we increase our own spiritual potential, acquire virtue for the fulfillment of our desires, and increase the light of our soul. It is even right to make an offering to the Spiritual Master because he has more wisdom to distribute our offering to good use.
Why is it so?
Any philosophy capable of elevating our consciousness is a panacea for all diseases and sufferings of the world. If we support such an organization or such spiritual leaders financially, then naturally, as a consequence, we give them more opportunities to help people. Because through their activities or through spiritual practice the whole world benefits. And accordingly, we ourselves link our fate with more high levels Universe.
But there is one thing: money is karma. And take money from ordinary people is to take their bad karma, and to give Light energy (Sattva) in return, so not every Spiritual mentor is capable of such an exchange. Some texts mention that only a person who has realized NON-DUALITY (in Advaita Vedanta), or directly EMPTINESS (in Buddhism) has the right to be a real object for offering.
But, unfortunately, now there are very few such Teachers, and even less, because in the era of Kali Yuga, the dark forces are strong.
It follows that if you manage to find a real Spiritual Master and make an offering to him, this is your coolest luck in life.
Apparently, I did it once.
By that time, I was already studying at another institute, but despite, again, a small scholarship, I began not to save, but to GIVE.
Perhaps, thanks to this merit, after a while I was lucky to open a business. While working, I also gave a significant part of the money to people involved in spiritual practice, and a year later I already drove an American car and had everything necessary for life.
But was that my goal?
This is just an example of how the rule works. I have tested this on my own experience. But I also realized that the possession of various material things requires an enormous amount of energy and time. But life is very short, and it can be used for much higher purposes.

But let's sum it up anyway.
So, what in no case should you do if you do not want to become a beggar:
1. One must try to discard GREED, that is, clinging to material objects.
You might think like this: we are all cells single organism Universe. So, each of us should benefit this organism. If a person lives only for himself, then life-giving energy ceases to flow through him, and he rots. Even in yoga it is said that greed blocks the energies in the Manipura chakra (solar plexus), the element of fire is destroyed and thus the person begins to malfunction in the digestive system.
2. Do not get into debt, and in no case do not ask for money if you are able to earn it yourself. Any unearned money is a loan to the Universe, and sooner or later it will take its toll with high interest, and perhaps this will happen at the most inopportune period of your life for you.
3. Don't take what doesn't belong to you unless you have permission to do so. And of course, in no case do not steal or cheat. All this is punished especially severely. After death, such karma leads to rebirth in a very low fate - the world of the Hungry Spirits.
4. Do not throw away food and what can be useful and used by others, but give it away for its intended purpose.
It can also be said that it is worth taking care of things, because one of the people spends his precious human life to create these things. The longer you use this thing or let others use it, the more merit accumulates its creators.
Sometimes, using some very well-made thing, I mentally bless those who made this thing. And I feel that such thoughts are very useful for these people, as they can be small, but saving bricks in any life situations.
Everyone can bless, it is not necessary for this to have any status or position in society. In India, it is for this that magnificent weddings are played and birthdays are celebrated, plentifully treating people. This is not just a desire to have fun or splurge, as often happens in European countries. In India, any offering to living beings is, first of all, a request for a blessing so that everyone in the area is satisfied and happy. As a rule, this is also a pledge against envy and negative emotions from other people, which can greatly influence our lives.
Therefore, blessing is the easiest and most positive activity.
5. Don't overeat, and only eat what is really good for your health whenever possible. Otherwise, excess food will waste your energy, and dirty food will pollute the Manipura chakra.

What needs to be done to make your standard of living good, or even very good?
This is very well written in “Lamrim” by Je Lama Tsongkhapa in the “Giving” section.
And in short, you can say this:
1. If you have nothing to give, then you can make offerings mentally, visualize whatever you want. On a subtle level, it all really works and helps your mind get rid of defilement.
2. If you find it difficult to give something valuable, then start giving away what you no longer need. In every house there are such things that are stale without use, but necessary for others.
3. If you find it difficult to give to strangers, then start giving to your family, loved ones, or those whom you respect the most. Gradually, you will feel the joy of this process, and then it will become easy to give, and to others who need your help.
4. You can make it a rule, for example, to donate a percentage of your monthly salary to charity, to a church, to orphanages, to nursing homes, or you can take some helpless person under your care.

Some people may ask the question: How can you help other people in such a way, thinking about your own benefit?
Nobody advises this. Simply, as I wrote in another chapter, our world is of a rather low level, and we get here according to our work of the mind, therefore each of us has a set of base desires, obscurations, and a fairly large egoism. But out of safety, our thinking is always looking for justification for our actions, and therefore often we try to name our act with some lofty term, such as compassion and mercy. But if you analyze it deeply, it becomes clear that no one has true love for people and generosity, otherwise we would all be in more high worlds. More often we try to present our good feelings, which we manage to squeeze out, to be more significant, but, in fact, we do these actions, deep down we have selfish motives. Therefore, setting yourself the goal of cultivating good motivation will be much more correct. (Remember, just above we talked about our usefulness to the Universe).
When I manage to make an offering without thinking about my own benefit, but simply because I feel that this person needs help, true satisfaction and joy from what I have done arise in my soul. It even happens to be much more than if I spent the money on my own whims. And this, I think, is the most important thing.
I think that for this it is worth striving to be rich.

So, with the three lower chakras, we are done and move on to the next ones, which are located at higher levels.
Let's explore together with you what work of the mind can contribute to their pollution:

Continued in the book "Secrets of the Universe. Message from the Himalayas". Sold in online stores.

Instruction

Stop feeling sorry for yourself. Surely you constantly think that you work not less, but even more than others, but still money disappears from your wallet at supersonic speed. Perhaps you even think that you are not capable, such is your fate. It is these thoughts that block financial flows. Your subconscious simply does not allow you to become a wealthy person.

Stop being mean. Greed and stinginess are the main characteristics of a poor person. Greedy people buy low-quality things just because they are advertised big discount. They strive to save everywhere and on everything. Reasonable savings is not bad, but it is always worth remembering that the miser pays twice. Try to buy only the things that you really need, choosing the highest quality products.

Stop doing what you don't love. If you don't like your job, change it. There is nothing worse when a person day after day comes to a hated office, communicates with uninteresting people, eats tasteless but supposedly healthy food, reads a boring but fashionable novel. Not life, but a series of continuous ordeals! Do not be afraid to change something in your life. Find positive moments, concentrate on them, and gradually begin to get rid of unloved things and deeds.

Don't measure your happiness with money. It is unlikely that any specific amount of money will help you get out of a difficult situation. financial position. Most likely, these funds will be quickly and thoughtlessly spent, and you will return to where you started. It doesn't take much to be happy. It is not necessary to “celebrate” payday with your family in a cafe, you can go outside and make a real war with snowballs or make a snowman. You will not spend a penny, and the children will remember the frosty sunny day spent with their parents for a long time to come.

Don't spend money on things you can't afford. For example, you wanted to buy a TV for the kitchen. A wealthy person will allocate the necessary amount from his income so that he does not have to eat only pasta until the end of the month. The poor - will take a loan, acquire the desired thing, and then for six months or a year he will pay the bank both its cost and interest on the loan.

Try using the 10 percent principle. From each salary or bonus, give a tenth of the money to those who need it more. It doesn't have to be charitable donations to monasteries or orphanages (although if you feel like helping, do so). You can give this 10 percent to your parents or invest in your education. Another 10 percent must be set aside. But not for a "rainy day", as poor people do, to the bank, at interest. In a year or two, you will already have a fairly solid amount on your account that you can spend on vacation, new furniture - in general, on what you have long dreamed of, but could not afford.

Use a list system. Hang two sheets of paper on the refrigerator and attach a handle. All family members should write down on the first sheet what is urgently needed: the shampoo is over, the school is collecting money for an excursion, you need to buy a couple of light bulbs for the chandelier. In a week, you will get a very specific list, based on which you will plan your expenses, giving up unnecessary, spontaneous and unnecessary purchases. The second sheet is long-term plans. It also needs to be compiled gradually and with the whole family. For example, a daughter wants to sign up for yoga classes, dad needs winter tires for the car, mom needs a new frying pan or mobile phone. When you have accumulated a sufficient amount of money (from those same 10 percent set aside every month), you will need to prioritize and there will be a real opportunity to satisfy the desires of all members of your family.

Don't compare yourself to others. Some people are quite content with a domestic car, while others fundamentally drive only foreign cars, and still others drive healthy lifestyle life and part of the way to work are on foot. Everyone makes their own choice. And this does not mean that someone is right and someone is not. You have your own interesting and happy path in life. So walk along it and smile more often, as all rich and successful people do.